Activating my SunTrust credit card was much easier than I thought. You can also activate yours in a few minutes. In this post, I will cover the SunTrust credit card activation process.
If you have an account with SunTrust Bank, please be aware that you cannot use your debit or credit card immediately after receiving it.
You must complete the activation process to access your balance. Fortunately, activating your SunTrust credit card is much easier than expected.
There are two ways to do this, and you can use whichever method you find most comfortable. It should only take a few minutes.
However, before I go into detail about how SunTrust activates my card, I will briefly go over the banking information, so you know what kind of experience to expect.
SunTrust Bank: Brief History and What to Expect
SunTrust Bank is one of America’s most significant banking holdings, and its history in the country’s financial sector dates back to 1891.
While it is easy to open a checking account with them, banks do not issue credit cards.
If you wish to accept one of the SunTrust credit cards and demonstrate that you are a US resident, you must show that you have an annual income of at least $ 50,000.
Its credit cards are only for consumers who have a good credit rating and have a proven track record of paying the amounts.
Cards SunTrust Bank Offers
If you open a checking account at a bank, you can receive their debit card within seven days.
The bank offers three credit cards: Gift Cash Credit Card, Travel Gift Credit Card, and Grand Gift Credit Card. The cards provide tremendous advantages and are well worth considering the possibility of getting help.
It is important to note that the company switched its credit card network from Visa to Mastercard in 2009.
All old cards have been deactivated, and new ones issued. This also means that customers who have registered with the bank since 2009 only accept Mastercard cards.
Whether you have a SunTrust debit or credit card, you can pay any merchant that accepts Mastercard. Online shopping is rarely a problem.
As long as you don’t have to log in while using a credit card, you will have to sign or use a PIN to authorize transactions if you have a debit card. Most of the users usually go for the last option.
It’s also important to note that you must activate a SunTrust debit or credit card before you can use it.
Activating my SunTrust card is easy, and you can follow the steps below to activate your SunTrust debit card:
How to Activate SunTrust Debit Card
The first thing you need to do is take a close look at your debit card. Make sure your name is listed and spelled correctly. Also, check the Effective Date to see if this is a good time to activate it.
The Effective Date is usually the same month you opened your bank account.
After completing the required verification, you can choose between the following two activation methods:
Activation Over the Phone
Most customers activate their SunTrust credit card over the phone because it is fast and convenient.
All I have to do for SunTrust to activate my card is call them at 1-800-337-1140, the customer support number on their debit card.
After dialing the number, you need to select the language. You cannot skip this step.
You must then provide your details. Customers are usually only asked to provide their name, date of birth, and complete address.
You will then need to select a few details to complete the activation process. Make sure you have the card conveniently, as you will have to enter the 16 digit debit card number and CVV to continue.
After you have entered all the details correctly, the customer service representative will inform you that your card has been activated.
Although I could get SunTrust to activate my card online, the process seemed a little tedious, so I decided to do it over the phone. However, if you feel more comfortable, there’s nothing wrong with activating the card over the phone.
Visit the SunTrust website and enter your username and password.
Once logged in, you will be asked to enter your name and address. You must also enter your date of birth.
The next screen will ask you to enter the 16 digit SunTrust debit card number and its CVV. After selecting the card type, you need to click on the “Activate Card” button.
And there it is; then your debit card will be activated.
Activate the card, make a purchase, or withdraw money from an ATM to ensure it’s working correctly. If you run into a problem, you can call the same number and fix it.
When the process is complete, remove the activation sticker on the front of the card.
How To Activate SunTrust Credit Card
Activating a SunTrust credit card is also very easy.
When you receive your card, visit www.suntrust.com/activatemycard. You will need to enter your personal information and card information. Your card will then be activated.
If you have any questions or concerns, you can call the toll-free 1-800-SUNTRUST number between 8:00 and 18:00 on weekdays to request a solution.
If you opened your account more than a week ago and did not receive your card, please contact SunTrust and report it.
You can also visit the nearest SunTrust office and report your problem.
If you have additional questions, you can call SunTrust Customer Service at 800,786.8787.
Also Read: How to Activate A Regions Card?
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